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India built the world's biggest digital payments miracle. Now comes the bill

India built the world's biggest digital payments miracle. Now comes the bill

India's UPI may finally face merchant fees, raising questions over who pays and whether users will resist.

August 16, 2026 at 11:26 PM Original source
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Notable Quotes

""Our study suggests that merchant acceptance is not just a result of UPI growth, but one of its key drivers.""

— Abhinav Motheram , Academic

Key People

A
Abhinav MotheramAcademic

Abhinav Motheram is an economist who researched the impact of merchant networks on UPI adoption.

S
Sharon ButeauAcademic

Sharon Buteau is an economist who co-authored research on the role of merchants in UPI's growth.

Locations

Kolkata, India

Tags

digital payments economics fintech India merchant fees UPI

All Coverage

India built the world's biggest digital payments miracle. Now comes the bill
BBC Newsvia rss 1 quote 1 person

India's UPI may finally face merchant fees, raising questions over who pays and whether users will resist.

100%

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